American Enterprise Institute

The American Enterprise Institute has published its September 2026 Housing Market Indicators report, tracking key data on home prices, mortgage rates, and housing supply in the United States. The update is being watched by analysts and industry observers for signals on affordability and the direction of the US housing market.

The American Enterprise Institute is highlighting the challenge faced by American homeowners holding mortgages with historically low interest rates. Millions of borrowers locked in rates well below current market levels, making them reluctant to sell and move. The think tank examines ways this locked-in equity could be put to use, a debate gaining relevance as mortgage rates remain elevated and housing supply stays tight.

Policy discussions are resurfacing over the Supplemental Nutrition Assistance Program and its effect on Americans' health. Commentators, including analysts at the American Enterprise Institute, are weighing how the food assistance program shapes dietary outcomes, with some arguing for reforms that would steer benefits toward healthier purchases and others defending recipients' choice.

The American Enterprise Institute argues that single-family rental homes are essential to housing affordability for families with children, pointing to the everyday reality of children sleeping in a second bedroom. The think tank contends that expanding the supply of rented single-family homes, not just owner-occupied ones, should be central to housing policy debates aimed at making family-sized housing attainable.