Origin Financial

The popular 'multiply your annual expenses by 25' formula used to calculate a financial independence number comes from the 4% safe withdrawal rule. William Bengen, the rule's original author, has since argued that 4.7% is sustainable, which would cut a €750,000 savings target to roughly €638,000. Commenters note the entire gap depends on the assumed withdrawal rate, not personal circumstances.

Origin Financial has published a comparison pitting ChatGPT Finance against its own personal finance tools in 2026, framing it as an honest look at how AI assistants stack up against dedicated money management apps. The piece weighs convenience and conversational advice against structured budgeting, tracking and planning features, reflecting growing interest in whether general-purpose AI can replace specialised financial software.

A developer ran 100,000 forecast tests using a transformer-based AI model to predict candlestick movements in gold trading, publishing the results in a technical walkthrough. The experiment examines whether deep learning architectures, originally built for language, can anticipate short-term price action in the gold market, drawing attention from retail traders and quants.