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- 1A refresher on how FDIC deposit insurance limits work●A quick deposit insurance check: FDIC coverage is $250,000 per depositor, per insured bank, per ownership category. Spre
A reminder is circulating that the FDIC insures deposits up to $250,000 per depositor, per insured bank, per ownership category. Spreading money across banks and categories can extend protection. Not covered under the insurance are stocks, bonds, mutual funds, crypto holdings and the contents of safe deposit boxes.