Urban Institute

The Urban Institute has published an analysis examining how an expansion of 287(g) agreements, which deputize local law enforcement to carry out federal immigration enforcement, could affect public safety. The piece weighs concerns that such programs may erode trust between immigrant communities and police, with potential consequences for crime reporting and community cooperation.

The Urban Institute says AI governance has now formally arrived in mortgage finance, with regulators and lenders beginning to set rules for how artificial intelligence is used in underwriting, servicing and fraud detection. The report frames the moment as a turning point and asks what oversight frameworks will come next as adoption accelerates across the housing market.