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certificates of deposit
Trends
- 1
Interest rates are drawing attention on 30 September 2026, with deposit certificates from the big four banks offering a top annual rate of 7.5%. Savers are comparing certificate terms as banks publish their updated rate lists for the day, and the highest yields are being highlighted in coverage of the market.
- 2Major banks' top CD rates compared for Sept. 29, 2026▼Top CD rates from major banks Sept. 29, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more
Fortune has published a roundup of the best certificate of deposit rates currently offered by major US banks, including Chase, Bank of America, and Citibank, as of September 29, 2026. The comparison helps savers see where their money can earn the most. Rate roundups tend to draw attention whenever interest rate expectations shift and savers look to lock in yields.
- 3
The best certificate of deposit rates on offer as of September 29, 2026 reach up to 4.95%, with savers urged to lock in before rates potentially fall. Rate comparison coverage highlights which banks and terms currently pay the most. Consumers weighing CDs against savings accounts and upcoming Federal Reserve decisions are comparing offers to secure returns while they remain high.
- 4Best CD rates today: up to 4.40% APY▼Best CD rates today, Tuesday, September 29, 2026: Lock in up to 4.40% APY
Savers can lock in certificate of deposit rates of up to 4.40% APY, according to a daily rate roundup published Tuesday, September 29, 2026. The piece compiles the top CD offers currently available from banks and credit unions. Rate roundups like this draw steady attention from readers weighing whether to lock in yields before potential Federal Reserve rate cuts reduce returns on deposits.
- 5Savers Reconsidering Certificates of Deposit▼I Swore Off CDs. Now I’m Wondering If I’ve Been Saving Money Wrong
A personal finance writer who had dismissed certificates of deposit says rising deposit rates have prompted a rethink about whether avoiding them was a money mistake. The piece reflects a wider debate among savers about parking cash in CDs versus savings accounts as interest rates stay elevated.
- 6CD Rates on September 29, 2026: Top APYs Hit 5%▼Today’s CD Rates for September 29, 2026: Highest APYs Range From 4.15% to 5.00%
The highest certificate of deposit annual percentage yields on September 29, 2026 range from 4.15% to 5.00%, according to a rate roundup published by The Wall Street Journal. Savers comparing CDs can still find returns near 5% at the top end of the market. Readers are tracking these figures to decide where to lock in deposits.
- 7Top CD Rates Reach 5.10% as of September 30●Top CD rates today, Sept. 30, 2026: Lock in up to up to 5.10%
Savers can still lock in certificate of deposit rates of up to 5.10% as of September 30, according to a roundup of the best offers currently available. Rate trackers are flagging the opportunities while high yields last, with expectations that rates could drift lower as the economic outlook shifts.
- 8Best CD rates today: up to 4.40% APY at Happen Bank and Synchrony●Best CD rates today, Wednesday, September 30, 2026: Earn up to 4.40% APY with Happen Bank and Synchrony Bank
Rate trackers list the best certificate of deposit rates for Wednesday, September 30, 2026, with top accounts at Happen Bank and Synchrony Bank paying up to 4.40% APY. Savers comparing CDs are being pointed to these online banks, which continue to offer notably higher yields than traditional brick-and-mortar institutions.
- 9CD Rates Hit 4.15% to 5.00% APYs on September 30●Today’s CD Rates for September 30, 2026: Highest APYs Range From 4.15% to 5.00%
Savers can still find competitive returns on certificates of deposit, with the highest annual percentage yields ranging from 4.15% to 5.00% as of September 30, 2026. The figures highlight that despite shifts in the rate environment, top-paying CDs continue to offer solid yields for those willing to lock up funds. Financial outlets are tracking the numbers as deposit rates remain a key concern for households.