federal student loans

The US Federal Reserve has raised interest rates again, and financial commentators, including Forbes, are breaking down what the increase means for women's personal finances. Analysts point to higher borrowing costs on credit cards, student loans and mortgages, alongside better returns on savings, and note that women, who on average carry more student debt and hold less in savings, may feel the effects differently from men.

The Cato Institute argues that the Supreme Court's decision to reauthorize the SAVE student loan repayment program is being overstated by some commentators, and that its practical impact is smaller than claimed. The SAVE plan, an income-driven repayment scheme for federal student borrowers, has been a frequent target of litigation and political debate, making any court action on it headline-worthy.

The Supreme Court has taken up litigation concerning the SAVE income-driven student loan repayment plan and the federal student aid database behind it, putting billions of dollars in borrower balances back in question. The case tests the Education Department's authority to restructure repayment terms. Borrowers, servicers and policymakers are watching closely for how the ruling would reshape repayment options nationwide.

Graduate students, including those at George Washington University, report that federal loan caps introduced under the Trump administration are forcing them to rethink how they finance their education. With new limits on federal borrowing, students say they are weighing alternative payment plans, private loans, or reduced course loads to cover costs not previously capped.

With US midterm elections approaching, analysts are examining how a Democratic sweep in Congress could reshape federal education policy. Questions center on potential shifts in school funding, student loan policy, and curriculum-related politics. Education Next weighs what a Democratic majority would mean for schools, though no specific policy outcomes or reactions are detailed in the reporting.

Two federal student loan borrowers are suing the US Department of Education, saying loan servicing failures and misreported payment records have damaged their credit scores. They argue the department is responsible for errors passed on to credit bureaus, and the case could affect how millions of borrowers' loans are reported and disputed.

Lenders and finance outlets are publishing updated rankings of the best private student loans for October 2026, comparing interest rates, repayment terms, and borrower eligibility. Coverage is aimed at students and families weighing private borrowing against federal aid as the academic year progresses, with recommendations highlighting competitive rates and flexible repayment options.

The US Treasury Department has launched a new support center for student loan borrowers, coinciding with data showing 9.3 million borrowers are now in default. The initiative is aimed at helping distressed borrowers navigate repayment options and relief programs as federal collection activity resumes. The scale of default is drawing attention to the mounting strain on households and the government's efforts to address it.

Federal loan servicers have extended the deadline for borrowers to sign up for autopay and keep the 0.25 percentage point interest rate discount. Borrowers who had the discount set to expire have more time to enroll in automatic payments without losing the rate reduction. The move matters for borrowers already stretched by restarting payments and interest accrual, giving them extra breathing room to keep their rates slightly lower.

Donald Trump is pushing a plan linking student loan repayment to borrowers' earnings, reshaping how millions of Americans would pay back federal debt. The proposal draws debate: supporters argue repayments should reflect what graduates actually earn, while critics warn it could extend debt periods and shift costs onto lower-income borrowers.

The Trump administration has introduced a new rule that could make certain degree programs ineligible for federal student loans. Under the proposal, programs whose graduates do not earn enough relative to their debt could lose access to federal lending, affecting students at some colleges and for-profit institutions. The change is drawing attention for its potential impact on college financing and access to higher education.

The US Department of Education has revised its student loan repayment application, opening another route for borrowers to enroll in or change repayment plans. The update affects millions of federal loan holders navigating their options, and Forbes reports the change gives borrowers an additional avenue to manage their debt as repayment policies continue to evolve.

The US Education Department has introduced a new online resolution portal for student loan borrowers, marking a major update to how loan issues are handled. The tool is expected to give borrowers a streamlined way to resolve disputes and manage problems with their loans directly through the department, and coverage of the change is drawing attention from borrowers watching for shifts in federal loan servicing.

The US Department of Education has extended the deadline for borrowers to enroll in its student loan interest rate discount, according to CNBC. The discount reduces the interest rate for borrowers who sign up for automatic payments. Borrowers who missed the original cutoff now have additional time to apply and lower the cost of repaying their federal student loans.

Federal student loan borrowers have until December 31 to secure a discount on their payments. The deadline gives borrowers a limited window to act before the opportunity closes. With repayment pressures mounting and personal finance topics drawing wide attention in the US, the announcement is drawing interest from the millions of Americans managing student debt.

Forbes has published its roundup of the best private student loans for 2026, ranking lenders for borrowers weighing how to finance college costs. The guide compares rates, fees and repayment options as families prepare for the coming academic year. The rankings arrive amid ongoing debate over the cost of higher education and the role of private lending alongside federal aid.

The U.S. Department of Education has extended the enrollment period for federal student loan borrowers to sign up for autopay and receive a 0.25% to 1% interest rate reduction. The move gives borrowers more time to enroll in automatic payments, which lower rates and reduce the risk of missed payments amid ongoing scrutiny of student debt policy.

The US Department of Education has extended the enrollment deadline for borrowers seeking student loan interest rate reductions, according to TribLIVE. The extension gives additional time for eligible borrowers to sign up for lower rates on their federal student loans. Further details on the new deadline date and eligibility requirements were not provided in the available reporting.

Federal student loan borrowers have been given an additional three months to take advantage of an interest rate reduction option. The deadline extension means borrowers who have not yet enrolled in the program can still secure lower monthly payments and reduced interest costs. Financial guidance sites are urging borrowers to review their eligibility before the new deadline passes.

Borrowers enrolled in the SAVE student loan repayment plan face an approaching deadline to leave the program. The federal plan, blocked by courts, is being wound down, and affected borrowers must move to another income-driven repayment option or risk consequences for their loans. Reports advise borrowers to act before the deadline to avoid being placed in less favorable terms.

Federal student loan borrowers have been given an additional three months to claim a break on interest rates, according to Investopedia. The extension gives borrowers more time to apply for relief that lowers or halts interest accruing on their loans. The news is being shared in personal finance circles, with advisers likely urging eligible borrowers not to miss the extended claim window.