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30-Year Mortgage Rates Climb to 7.55%

Original: Mortgage Rates Today, October 6, 2026: 30-Year Rates Climb to 7.55%

Average 30-year mortgage rates have risen to 7.55% as of October 6, 2026, adding further pressure on homebuyers already dealing with high borrowing costs. The latest uptick comes as markets track inflation and Federal Reserve policy for clues on whether relief is near. Prospective buyers and homeowners weighing refinancing are watching the numbers closely.

Why now: High mortgage rates directly affect housing affordability, and borrowers are tracking daily rate movements amid uncertainty over Fed policy.

Federal ReserveUS housing market30-year mortgage

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Evidence

• Mortgage Rates Today, October 6, 2026: 30-Year Rates Climb to 7.55% · WSJ

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