✉news BusinessPersonal Finance first seen 1 d ago, last 1 d ago, peak #31
Rising Home Equity Could Cost Seattle Homeowner Her Medicaid Nursing-Home Coverage
Original: Her Seattle House Has More Than $1 Million in Equity. Starting in 2028, Medicaid’s Federal Ceiling Stops Rising and Could Block Her Nursing-Home Coverage
A Seattle homeowner with more than $1 million in equity in her house faces a potential problem: from 2028, Medicaid's federal asset limits stop rising, which could leave her above the threshold and unable to get nursing-home coverage unless she spends down or restructures her assets. The story highlights a growing worry for older homeowners in high-cost housing markets whose property wealth disqualifies them from long-term care benefits.
Why now: The 2028 freeze on Medicaid's federal asset ceiling is approaching and could strip nursing-home coverage from middle-class homeowners with valuable houses.
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