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Home Insurance Crisis Grows as Climate Risks Rise

Original: Uninsurable Future: Managing the Climate-Change-Fueled Home Insurance Crisis

Insurers are pulling coverage from regions increasingly exposed to wildfires, floods and hurricanes, leaving homeowners facing soaring premiums or no policies at all. Reports on the climate-driven home insurance crisis warn that growing numbers of properties may become effectively uninsurable, with significant consequences for property values and local economies. Discussion is focused on how governments and the industry should manage the mounting risk.

Why now: Insurers are withdrawing or repricing coverage in climate-vulnerable areas, hitting homeowners directly.

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• Uninsurable Future: Managing the Climate-Change-Fueled Home Insurance Crisis · Insurance Journal

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