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Home equity loan and HELOC rates for October 12, 2026

Original: Today’s home equity loan and HELOC rates, Oct. 12, 2026

Fortune published its daily roundup of home equity loan and HELOC rates for October 12, 2026, giving homeowners an updated look at borrowing costs against their property. Home equity products remain a popular way to fund renovations or consolidate debt, so rate trackers are widely followed, especially amid uncertainty over where interest rates are headed next.

Why now: Homeowners are closely watching borrowing costs as rates shift with the broader interest rate environment.

Fortunehome equity loansHELOC

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