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Bank of Italy proposes unified EU criteria for green mortgages
Original: Mutui green: per lo sconto sul tasso non basterà una semplice ristrutturazione. Banca d’Italia propone parametri unici p
The Bank of Italy has put forward common European parameters for discounted green mortgages: a rate reduction would require energy savings of 30% or an improvement of at least one APE energy class, verified after renovation work, while purchases would remain limited to class A or B properties. A simple renovation would not be enough to qualify for the discount.
Why now: The proposal sets strict, Europe-wide standards for who can get cheaper green mortgage rates, prompting debate among homeowners and lenders.
Banca d'Italiagreen mortgagesEuropean UnionAPE energy certification
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