✉news BusinessPersonal Finance first seen 22 h ago, last 17 h ago, peak #12

CD Rates on October 15, 2026: Top APYs Hit 5.25%

Original: Today’s CD Rates for October 15, 2026: Highest APYs Range From 4.50% to 5.25%

The highest certificate of deposit annual percentage yields on October 15, 2026 range from 4.50% to 5.25%, according to a rate survey reported by the Wall Street Journal. Savers comparing CDs can still find returns above 4.5%, though rates remain below the peaks seen during the recent high-interest-rate period.

Why now: Savers are watching deposit rates closely to lock in high yields amid uncertainty over future interest rate cuts.

Wall Street Journalcertificate of deposit

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Evidence

• Today’s CD Rates for October 15, 2026: Highest APYs Range From 4.50% to 5.25% · WSJ

API: https://socialmediatrends-api.osmike.com/v1/trends/2354768