✉news BusinessPersonal Finance first seen 2 d ago, last 2 d ago, peak #27
Texas Nursing Home Income Limit Leaves Retiree $158 Over, Triggering Estate Recovery
Original: Her Pension and Social Security Come to $3,140 a Month. In Texas, She Will Be $158 Over the Nursing Home Limit, and the Fix Will Be an Account the State Can Empty When She Dies
A Texas retiree living on $3,140 a month from her pension and Social Security exceeds the state's nursing home Medicaid income limit by just $158. The proposed workaround is a qualified income trust, an account that lets her qualify for care coverage but allows the state to claim whatever remains in it after she dies. Critics point to the arrangement as an example of how Medicaid rules can trap low-income seniors.
Why now: The story highlights the stark and little-known mechanics of Medicaid estate recovery and income caps that affect aging Americans and their families.
Evidence
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