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Could UPI Replace Razorpay for Online Payments?
Original: What If You Could Replace Razorpay With UPI?
A discussion is underway about whether businesses building payment flows in India could bypass Razorpay and rely directly on UPI instead. The topic touches on payment gateway fees, settlement times, and how much infrastructure Razorpay actually adds on top of UPI rails. Developers and founders are weighing the trade-offs between direct UPI integration and using an established gateway.
Why now: Payment gateway fees and India's fast-growing UPI ecosystem make direct UPI integration a timely question for developers and merchants.
Evidence
- What If You Could Replace Razorpay With UPI? · Harkirat Singh · 290.1K
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