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✉news BusinessPersonal Finance first seen 12 h ago, last 1 h ago, peak #13

Top CD rates reach 4.95% as of September 29, 2026

Original: Top CD rates today, Sept. 29, 2026: Lock in up to up to 4.95%

Fortune reports the best certificate of deposit rates available on September 29, 2026, with top accounts paying up to 4.95%. The roundup points savers toward competitive fixed-rate CDs while rates remain elevated, and highlights which banks and terms currently offer the highest annual percentage yields.

Why now: Savvy savers are comparing rates to lock in high yields before potential Fed rate cuts.

Fortunecertificates of depositFederal Reserve

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