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CD Rates Offer Up to 5.25% APY in Late October

Original: Today’s CD Rates for October 26, 2026: Highest APYs Range From 4.50% to 5.25%

The top certificate of deposit rates available on October 26, 2026 range from 4.50% to 5.25% APY, according to a Wall Street Journal rate roundup. Savers comparing fixed-term deposits are being pointed toward the highest-yielding accounts, as rates at this level remain attractive for locking in guaranteed returns over set terms.

Why now: Savers are monitoring deposit rates to lock in high guaranteed returns before any potential changes in interest rates.

Wall Street Journalcertificates of deposit

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