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✉news BusinessPersonal Finance first seen 2 h ago, last 57 min ago, peak #25

Gold's $400 Drop Leaves Retiree Owing Medicare on Higher Peak

Original: Gold Has Fallen Roughly $400 an Ounce Since August. The Retiree Who Sold at the Top Still Owes Medicare on the Top, in 2028

Gold prices have fallen roughly $400 an ounce since August, but retirees who sold near the peak face an unwelcome surprise: Medicare income-related premium calculations are based on tax returns from two years earlier. That means a retiree who realized large gains selling at the top in 2025 could still pay higher Medicare premiums in 2028, even after gold's decline.

Why now: The recent fall in gold prices is prompting retirees to realize that past capital gains can still raise their future Medicare premiums.

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