GgoogleCA first seen 4 d ago, last 4 d ago, peak #1
US 30-Year Mortgage Rates Fall to 7.31%
Original: mortgage rates
The average 30-year mortgage rate in the United States has dropped to 7.31% as of October 28, 2026, according to the Wall Street Journal's daily rate tracking. Even with the decline, rates remain above 7%, keeping borrowing costs high for homebuyers and those looking to refinance. Homeowners and prospective buyers are watching closely for signs of further relief.
Why now: Mortgage costs remain a top concern for Americans weighing home purchases amid elevated rates
Wall Street JournalUnited States30-year mortgage
Rank over time, top of the chart is #1. 5 snapshots from 4 d ago to 4 d ago.
Evidence
- High Frequency Data: Inventory Up, Demand Down Year-over-year · Substack
- Mortgage Rates Today, October 28, 2026: 30-Year Rates Fall to 7.31% · WSJ
Elsewhere
API: https://socialmediatrends-api.osmike.com/v1/trends/4000437