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Rakuten Card to unify authentication with one-time passwords

Original: 楽天 カード ワン タイム パスワード

Rakuten Card announced it will gradually switch its customer authentication system to one-time passwords starting February 2027. The change consolidates verification methods into a single, more secure process intended to reduce unauthorized card use. Users will need to adapt to the new authentication flow as the rollout proceeds, and discussion in Japan is focused on how the shift will affect everyday online purchases.

Why now: A major Japanese card issuer is changing how millions of customers authenticate payments, prompting questions about the transition.

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