✉news BusinessPersonal Finance first seen 11 h ago, last 3 h ago, peak #10
Best CD rates today: up to 4.40% APY
Original: Best CD rates today, Wednesday, September 30, 2026: Earn up to 4.40% APY with Happen Bank and Synchrony Bank
Rate comparisons published on Wednesday, September 30, 2026 show the top certificates of deposit paying up to 4.40% APY, with Happen Bank and Synchrony Bank among the leading offers. Savants and savers are checking these listings to lock in high yields before potential rate cuts, as banks continue competing for deposits with multi-year CDs above 4%.
Why now: Savers are comparing CD yields amid expectations that interest rates may soon fall, making current high APY offers attractive to lock in.
Happen BankSynchrony BankYahoo Finance
Rank over time, top of the chart is #1. 7 snapshots from 11 h ago to 3 h ago.
Evidence
- Best CD rates today, Wednesday, September 30, 2026: Earn up to 4.40% APY with Happen Bank and Synchrony Bank · Yahoo Finance
API: https://socialmediatrends-api.osmike.com/v1/trends/477081