✉news BusinessPersonal Finance first seen 4 h ago, last 36 min ago, peak #37
Historical CD Interest Rates 1984-2025
A historical overview of certificate of deposit interest rates in the United States from 1984 to 2025 shows how savings returns have shifted across four decades, from the double-digit rates of the 1980s to near-zero levels in the 2010s and the recent climb back as the Federal Reserve raised rates. Savers are comparing today's CD yields against past highs to decide where to lock in money.
Why now: With rates at a turning point, savers are looking back at decades of CD history to judge whether now is a good time to lock in yields.
Rank over time, top of the chart is #1. 4 snapshots from 4 h ago to 36 min ago.
Evidence
- Historical CD Interest Rates 1984-2025 · Bankrate
API: https://socialmediatrends-api.osmike.com/v1/trends/534230