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✉news BusinessPersonal Finance first seen 9 h ago, last 1 h ago, peak #3

High-yield savings rates reach 4.50% on Oct. 1

Original: Today’s top high-yield savings rates: Up to 4.50% on Oct. 1, 2026

The top high-yield savings accounts are paying as much as 4.50% as of October 1, 2026, according to Fortune's daily rate roundup. Savers comparing accounts can still find well-above-average returns, though rates vary widely between banks and can change with Federal Reserve policy. Shoppers are advised to check terms and minimums before opening an account.

Why now: Savers are tracking daily rate changes to find the best returns amid shifting interest-rate conditions.

Fortune

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Rank over time, top of the chart is #1. 7 snapshots from 9 h ago to 1 h ago.

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