✉news EnvironmentWeather first seen 2 d ago, last 2 d ago, peak #36
Why insurers treat named and unnamed storms differently
Original: Good Question: Why do insurance companies treat named and unnamed storms differently?
A local news explainer asks why insurance companies handle named storms differently from unnamed ones, a question homeowners often raise after storm damage. Policies commonly apply separate named-storm or hurricane deductibles, which can mean significantly higher out-of-pocket costs when a storm is officially named. The piece breaks down how insurers justify the distinction and what policyholders should check in their coverage.
Why now: Ongoing storm season prompts homeowners to question how insurance deductibles and coverage differ depending on whether a storm is officially named.
Evidence
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