✉news WorldUS Politics first seen 19 h ago, last 13 h ago, peak #18

The Price of ERISA Preemption: Congress Never Funded the Regulator

Original: The Price Of ERISA Preemption: The Regulator Congress Never Funded

Health Affairs examines a long-standing gap in US health benefits law: when ERISA preempts state insurance regulation, oversight shifts to federal authorities that Congress has never adequately funded to do the job. The piece argues that employers' self-funded health plans operate with far weaker regulatory scrutiny than state-regulated insurance, leaving gaps in consumer protection and accountability that policymakers have yet to address.

Why now: Debates over employer-sponsored health coverage, benefit denials and federal versus state oversight keep ERISA preemption in policy discussions.

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• The Price Of ERISA Preemption: The Regulator Congress Never Funded · Health Affairs

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