✉news BusinessBanking first seen 8 h ago, last 29 min ago, peak #3
Charting 70 years of US federal funds rates
Original: Monthly fed funds effective rate in the U.S. 1954-2026
A statistical overview tracks the effective federal funds rate in the United States on a monthly basis from 1954 through projections to 2026. The data shows the rate climbing from under 1% in the 1950s to a peak above 19% in the early 1980s, before falling through subsequent decades and rising again in recent years as the Federal Reserve fought inflation. Long-run rate histories like this are widely used to put current borrowing costs in historical context.
Why now: Interest in how today's US rates compare with seven decades of monetary policy history amid ongoing debate over the Federal Reserve's next moves.
Evidence
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