✉news BusinessReal Estate first seen 1 d ago, last 8 h ago, peak #4
30-Year Refinance Rate Drops 5 Basis Points
Original: Mortgage Rates Today, October 3, 2026: 30-Year Refinance Rate Drops by 5 Basis Points
Mortgage rates moved on October 3, 2026, with the average 30-year refinance rate falling by 5 basis points. The dip is modest but may offer a small window for homeowners weighing a refinance. Borrowers continue to track daily rate movements closely as they decide whether to lock in or wait for further declines.
Why now: Homeowners are watching daily mortgage rate movements to time refinancing decisions.
30-year mortgagemortgage refinance rates
Rank over time, top of the chart is #1. 3 snapshots from 11 h ago to 8 h ago.
Evidence
- Mortgage Rates Today, October 3, 2026: 30-Year Refinance Rate Drops by 5 Basis Points · Norada Real Estate Investments
API: https://socialmediatrends-api.osmike.com/v1/trends/871003