✉news BusinessFinance first seen 21 h ago, last 1 h ago, peak #1
When the 4% Retirement Spending Rule Works—and When It Fails
Original: When the 4% Rule for Spending in Retirement Works—and When It Doesn’t
A Wall Street Journal examination of the classic 4% rule—the guideline that retirees can safely withdraw 4% of their savings each year—details when it holds up and when it breaks down. The piece weighs factors like market returns, inflation and longer lifespans that can make fixed withdrawal rates risky for today's retirees planning their finances.
Why now: Retirees and financial planners are weighing whether a decades-old withdrawal guideline still fits today's market and inflation conditions.
Wall Street Journal4% ruleretirees
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Evidence
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