✉news BusinessReal Estate first seen 9 h ago, last 3 h ago, peak #3
30-Year Refinance Rate Jumps 27 Basis Points
Original: Mortgage Rates Today, October 4, 2026: 30-Year Refinance Rate Rises by 27 Basis Points
Mortgage rates moved higher on October 4, 2026, with the average 30-year refinance rate rising by 27 basis points. The increase means homeowners looking to refinance are facing notably higher monthly costs than just a day earlier, and prospective borrowers may want to shop around as lenders adjust their pricing.
Why now: Homeowners and buyers track daily mortgage rate movements because even small changes affect refinancing decisions and borrowing costs.
30-year refinance ratemortgage market
Rank over time, top of the chart is #1. 5 snapshots from 9 h ago to 3 h ago.
Evidence
- Mortgage Rates Today, October 4, 2026: 30-Year Refinance Rate Rises by 27 Basis Points · noradarealestate.com
API: https://socialmediatrends-api.osmike.com/v1/trends/993163