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GAO Urges Congress to Expand Flood Insurance Requirements for At-Risk Homes
Original: Federal Water Tap, October 5, 2026: GAO Recommends Congress Require More At-Risk Homes to Have Flood Insurance
The Government Accountability Office is recommending that Congress require more homes in flood-prone areas to carry flood insurance. The proposal, reported in Circle of Blue's Federal Water Tap roundup, reflects ongoing concern that too few at-risk properties are insured, leaving homeowners exposed to catastrophic losses and increasing federal disaster costs. Details of how coverage mandates would be expanded were not included in the initial report.
Why now: A federal watchdog recommendation to expand mandatory flood insurance touches on disaster costs and climate risk policy.
Government Accountability OfficeUS CongressCircle of BlueFederal Emergency Management Agency
Evidence
- Federal Water Tap, October 5, 2026: GAO Recommends Congress Require More At-Risk Homes to Have Flood Insurance · Circle of Blue
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