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GAO Urges Congress to Expand Flood Insurance Requirements for At-Risk Homes

Original: Federal Water Tap, October 5, 2026: GAO Recommends Congress Require More At-Risk Homes to Have Flood Insurance

The Government Accountability Office is recommending that Congress require more homes in flood-prone areas to carry flood insurance. The proposal was featured in Circle of Blue's Federal Water Tap roundup on October 5, 2026. Expanding coverage mandates would affect homeowners currently outside the requirement, raising questions about cost, enforcement, and how the National Flood Insurance Program handles properties at growing climate-related risk.

Why now: A federal watchdog recommendation on flood insurance mandates is newly published and touches on climate risk and federal policy debates.

Government Accountability OfficeUS CongressNational Flood Insurance ProgramCircle of Blue

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