✉news BusinessPersonal Finance first seen 5 h ago, last 24 min ago, peak #2

CD Rates on October 12, 2026 Offer Up to 5.25% APY

Original: Today’s CD Rates for October 12, 2026: Highest APYs Range From 4.50% to 5.25%

The latest survey of certificate of deposit rates shows the highest annual percentage yields ranging from 4.50% to 5.25% as of October 12, 2026. Savers continue comparing institutions to lock in elevated returns, with the best offers still above 5%, though exact terms and institutions are not detailed in the report.

Why now: Savers are monitoring whether high CD yields persist amid shifting interest rate expectations.

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Rank over time, top of the chart is #1. 5 snapshots from 5 h ago to 24 min ago.

Evidence

• Today’s CD Rates for October 12, 2026: Highest APYs Range From 4.50% to 5.25% · WSJ

API: https://socialmediatrends-api.osmike.com/v1/trends/1968597