✉news BusinessPersonal Finance first seen 9 h ago, last 47 min ago, peak #2

CD Rates Offer APYs Between 4.50% and 5.25%

Original: Today’s CD Rates for October 12, 2026: Highest APYs Range From 4.50% to 5.25%

A daily survey of certificate of deposit rates shows the highest annual percentage yields available on October 12, 2026 range from 4.50% to 5.25%. Savers comparing CDs can use these figures to lock in returns at the top of the market, as yields vary by institution, term length and deposit requirements.

Why now: Savers are watching CD yields closely while rates remain elevated and they look to lock in high returns.

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Rank over time, top of the chart is #1. 4 snapshots from 4 h ago to 47 min ago.

Evidence

• Today’s CD Rates for October 12, 2026: Highest APYs Range From 4.50% to 5.25% · WSJ

API: https://socialmediatrends-api.osmike.com/v1/trends/1968597