Mmastodon BusinessBanking first seen 1 d ago, last 5 h ago, peak #9
Merchant's card surcharge rules spark cardholder complaints
Original: Added card-surcharging logic for a US merchant: debit cards skip the 3% fee, credit cards get it, per the usual state ru
A developer working on payment systems for a US merchant described implementing surcharging logic: debit cards are exempt from a 3% fee while credit cards carry it, following standard state regulations. Card type detection relies on a static BIN range table updated quarterly from the payment processor. Complaints from cardholders unhappy about the fee have begun arriving, with some disputing the charge.
Why now: Surcharging fees remain contentious with consumers, and the influx of cardholder complaints highlights ongoing friction over checkout fees.
US merchantdebit cardscredit cardspayment processor
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Evidence
- Added card-surcharging logic for a US merchant: debit cards skip the 3% fee, credit cards get it, per the usual state rules. Classification ran off a static BIN range table refreshed quarterly from our processor. Surcharge complaints started trickling in — cardholders insisting… · hackaday@www.urbanmind.net · 2
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